We believe that a simple, honest, straight forward approach to lending in a manner that builds lasting relationships that  generates future business and referrals. You will find that we keep everything “on top the table” in order to prevent any surprises as the closing date approaches.

Since we  have lenders who specialize in Small Balance Loans of all types we can offer a customized program to meet your present day and future financial needs, weather acquisition -  refinance -  portfolio.
You will find that we are very competitive and responsive.


We have a Direct Lender who “Reinvented the Wheel” by offering the simplest program available in getting a Commercial Mortgage, which is a refreshing alternative to traditional financing.

 

 

Paper work is minimal, pre-qualifications and closings are way less than industry standards, and the process is streamlined to offer a “no hassle” program. We can customize a loan program to meet you present day and future financial needs. 
Small business start up loans and small business financing from your nationwide leader in small business mortgage loans.

As your best source for information on small business start up loans and small business funding, we're proud to offer you comprehensive support and information on small business opportunities and much more. Even if you need to bridge a financial gap or need solutions for situations "outside the box," we can provide funding with our hard money commercial loans. Whether you have a small business plan or need one, or you're looking for a small balance commercial loan, we're glad you've made us your first choice. Everything you need for your small business mortgage loans or small business commercial loan is available in one convenient place, right at your fingertips. If you're looking for hard money commercial loans then you've come to the right place. When it comes to small business loans and small business financing, RC Mortgage remains the best choice.

PROGRAM TERMS AND HIGHLIGHTS


Loan Range -$100,000 to $1.5 million

Credit - 640 + mid score for primary borrower/guarantor

Property Types - Multifamily(5 units +), Mixed Use, Mobile Home Parks, RV Parks, Mini-Self Storage, Office, Retail, Warehouse, Bed and Breakfast, Light Industrial, Automotive, Gas Stations, Flagged Hospitality, Rooming Houses, Unflagged Hospitality, Day Care, Health Care, Restaurants

Occupancy - Owner occupied or investment property

Loan To Value - up to 97%

Loan Types - Purchase, Refinance, Unlimited Cash Out refinance, Full-Doc, 6 month adjustable, 2year,3year,(automatic rate locks) and 7 year fixed then adjusts, full term fixed rate, declining rate which offers .5% reduction every 5 years

Terms - Very Flexible - 15, 20, and 30 year fully amortized available for all property types

Pre-qualification - 48 hours or less

Closing costs - minimal. All typical third party costs including appraisals, title, low cost environmental insurance, as per the individual state to be paid by the buyer.

Appraisals - minimal at “Lenders Cost”, through a national network to offer impartial appraisals in a timely fashion at competitive and reduced costs

Closing - 30 to 45 days after all documentation is received - Have in house attorneys to stream line the process which saves time and money

“Pay You Stay Policy” - This is really great - no ongoing reporting and re-qualifications which saves time - money - aggravation

Assumable Loans - available to qualified buyers - A "Biggie" For Investors

Pay offs - No Balloon Payments

Environmental - No Phase 1 environmental Reviews

We Look Forward To Hearing From You!



In addition to information regarding a small business plan or hard money commercial loans, we have valuable advice for everyone. From small business mortgage loans or a small balance commercial loan and much more, we're glad you've chosen RC Mortgage. Whether you're interested in small business loans and small business financing or just small business opportunities, RC Mortgage has the answers.

So for everything you need to know about small business start up loans and small business loans, RC Mortgage is happy to help. We've got resources available for everything from small business funding and small business opportunities to hard money commercial loans and beyond. For a small business commercial loan or just a small business plan, take a look and see for yourself how RC Mortgage can help you realize your dreams today.

   
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